Getting an insurance quote can sometimes feel like being surveyed by the census bureau. But don’t worry, getting a workers’ comp quote isn’t so bad. We usually only need some basic information, which you’re likely to know off the top of your head, but it doesn’t hurt to be prepared.
What you’ll need to provide for a workers’ comp quote
Here’s the kind of information you’ll want to have handy when you request a quote for workers’ compensation coverage:
- A detailed description of your operation
- The date coverage is needed
- The location of the operation
- The total amount of payroll for each type of job
- Your loss experience (history of your workers’ compensation claims)
- A federal employer identification number (EIN) or your Social Security number
See, that’s not so bad. Get a workers’ comp quote now.
For more on this, watch the Q&A video below:
Where you can get a workers’ comp insurance quote
Now, you may be wondering where you can go to get a quote. In most states, you have a few options:
- Direct from the insurance carrier (you can request a quote from us online or by calling (844) 828-3801)
- Through an insurance agent
- Through your state’s assigned risk plan (this is typically when you are unable to get coverage from another carrier)
For more details on this options, see our related blog post, Where can I buy workers’ compensation insurance?
Note that in North Dakota, Ohio, Washington and Wyoming, you must purchase insurance through the state’s fund.
What happens after I request my quote?
If you request a workers’ comp quote from us online, we’ll follow up with you by email or phone, whichever you prefer. This is just to make sure we have all the information we need to get your quote.
Next, we’ll submit your application to the underwriter for review. Once we have the workers’ comp quote back from the underwriter, we’ll send you an electronic document that includes the quote. You’ll be able to sign the document electronically if you would like to go ahead and bind coverage.
Do you have other questions about workers’ compensation coverage? Check out our Workers’ Comp 101 section, or these other posts for more information: